Annual report pursuant to Section 13 and 15(d)

COMMITMENTS AND CONTINGENCIES (Details)

v3.25.0.1
COMMITMENTS AND CONTINGENCIES (Details)
 1 Months Ended 12 Months Ended
Jan. 31, 2025
USD ($)
Dec. 31, 2024
USD ($)
Dec. 31, 2023
USD ($)
Dec. 31, 2022
USD ($)
Dec. 31, 2017
claim
consumer
Commitments and Contingencies Disclosure [Line Items]          
Change in control event, voting stock acquired (or more)   20.00%      
Conditional payment for unrecognized severance benefit for key executives   $ 37,100,000      
Relative total shareholder return, period   3 years      
Conditional payout percentage of target award   100.00%      
Accrual related to indemnifications   $ 0 $ 0    
Subsequent Event          
Commitments and Contingencies Disclosure [Line Items]          
Civil money penalty $ 15,000,000        
Google Agreement          
Commitments and Contingencies Disclosure [Line Items]          
Expected future year's minimum contractual obligation   840,000,000      
Expected future year's minimum contractual obligation within any annual period   228,000,000      
Cash paid for data processing, outsourcing services and other agreements   $ 198,000,000 $ 171,000,000 $ 152,000,000  
Minimum          
Commitments and Contingencies Disclosure [Line Items]          
Benefit continuation period   2 years      
Maximum          
Commitments and Contingencies Disclosure [Line Items]          
Debt instrument, term   1 year      
Data Processing, Outsourcing Services And Other Agreements | Minimum          
Commitments and Contingencies Disclosure [Line Items]          
Data processing, outsourcing services and other agreements, expiration year   2025      
Data processing, outsourcing services and other agreements, estimated aggregate contractual obligation   $ 1,400,000,000      
Non cancelable contractual obligations within any annual period   $ 521,000,000      
Data Processing, Outsourcing Services And Other Agreements | Maximum          
Commitments and Contingencies Disclosure [Line Items]          
Data processing, outsourcing services and other agreements, expiration year   2030      
Canada          
Commitments and Contingencies Disclosure [Line Items]          
Pending claims, number | claim         5
Pending national claims, number | claim         4
Loss contingency, number of plaintiffs | consumer         19,000