Equifax Inc. Preliminary proxy statement not related to a contested matter or merger/acquisition

Preliminary proxy statement not related to a contested matter or merger/acquisition

Pay vs Performance Disclosure

Pay vs Performance Disclosure - USD ($)

12 Months Ended

Dec. 31, 2024

Dec. 31, 2023

Dec. 31, 2022

Dec. 31, 2021

Dec. 31, 2020

Pay vs Performance Disclosure

Pay vs Performance Disclosure, Table


			Average
			Summary	Average
	Summary		Compensation	Compensation	Value of Initial Fixed $100
	Compensation	Compensation	Table Total for	Actually Paid to	Investment based on: ⁴
	Table Total for	Actually Paid to	Non-PEO	Non-PEO		Peer Group	Net	Adjusted
	PEO ¹	PEO ^{1, 2, 3}	NEOs ¹	NEOs ^{1, 2, 3}	TSR	TSR	Income ⁵	EBITDA ⁶
Year	($)	($)	($)	($)	($)	($)	($ Millions)	($ Millions)
2024	14,797,899	13,122,570	6,559,117	6,944,842	181.88	117.82	607	1,836
2023	13,049,808	32,135,116	6,197,654	8,375,169	176.48	97.78	552	1,694
2022	37,245,853	(19,023,223)	3,705,930	(4,976,312)	138.71	96.11	700	1,722
2021	16,065,575	84,901,421	3,997,020	13,836,953	208.96	115.44	749	1,670
2020	13,701,224	50,134,364	3,470,581	8,371,189	137.62	88.19	526	1,495

1	Mark W. Begor was our PEO for each year presented. The individuals comprising the Non-PEO NEOs for each year are listed below.


2020-2021	2022	2023	2024
John W. Gamble, Jr.	John W. Gamble, Jr.	John W. Gamble, Jr.	John W. Gamble, Jr.
Rodolfo O. Ploder	Rodolfo O. Ploder	Rodolfo O. Ploder	Chad M. Borton
Sid Singh	Sid Singh	Bryson R. Koehler	Todd Horvath
Bryson R. Koehler	Bryson R. Koehler	Todd Horvath	Jamil Farshchi
	John J. Kelley III		Rodolfo O. Ploder

The amounts shown for Compensation Actually Paid have been calculated in accordance with Item 402(v) of Regulation S-K and do not reflect compensation actually earned, realized, or received by the Company’s NEOs. These amounts reflect the Summary Compensation Table total with certain adjustments as described in footnote 3 below.

Compensation Actually Paid reflects the exclusions and inclusions of certain amounts for the PEO and the Non-PEO NEOs as set forth below. Equity values are calculated in accordance with FASB ASC Topic 718. Amounts in the Exclusion of Stock Awards and Option Awards column are the totals from the Stock Awards and Option Awards columns set forth in the Summary Compensation Table. Amounts in the Exclusion of Change in Pension Value column reflect the amounts attributable to the Change in Pension Value reported in the Summary Compensation Table. Amounts in the Inclusion of Pension Service Cost are based on the service cost for services rendered during the listed year.

Summary

Exclusion of

Inclusion

Compensation

Change in

Stock Awards and

of Pension

Inclusion of

Compensation

Table Total for

Pension Value for

Option Awards for

Service Cost for

Equity Values for

Actually Paid to

PEO

Year

($)

2024

14,797,899

(11,006,200)

9,330,871

13,122,570

Average

Summary

Exclusion of

Inclusion of

Average

Compensation

Change in

Stock Awards and

Pension

Inclusion of

Compensation

Table Total for

Pension Value for

Option Awards for

Service Cost for

Equity Values for

Actually Paid to

Non-PEO NEOs

Year

($)

2024

6,559,117

(9,460)

(4,890,283)

117,960

5,170,656

6,944,842

The amounts in the Inclusion of Equity Values in the tables above are derived from the amounts set forth in the following tables:

Change in Fair

Value of

Year-End Fair

Value from

Dividends

Value of Equity

Change in Fair

Vesting-Date

Last Day of

Fair Value at

or Other

Awards Granted

Value from Last

Fair Value of

Prior Year to

Last Day of

Earnings Paid

During Year

Day of Prior

Equity Awards

Vesting Date of

Prior Year of

on Equity

That Remained

Year to Last

Granted During

Unvested Equity

Equity Awards

Awards Not

Total -

Unvested as of

Day of Year of

Year that

Awards that

Forfeited

Otherwise

Inclusion of

Last Day of Year

Unvested Equity

Vested During

During Year

Included for

Equity Values for

for PEO

Awards for PEO

Year for PEO

for PEO

PEO

Year

($)

2024

10,356,930

(1,470,945)

444,886

9,330,871

Average

Average Change

Average Value

Year-End Fair

Average Change

Average

in Fair Value

Average Fair

of Dividends

Value of Equity

in Fair Value

Vesting-Date

from Last Day

Value at

or Other

Awards Granted

from Last Day

Fair Value of

of Prior Year to

Last Day of

Earnings Paid

During Year

of Prior Year to

Equity Awards

Vesting Date of

Prior Year of

on Equity

That Remained

Last Day of Year

Granted During

Unvested Equity

Equity Awards

Awards Not

Total -

Unvested as of

of Unvested

Year that

Awards that

Forfeited

Otherwise

Average

Last Day of

Equity Awards

Vested During

During Year

Included for

Inclusion of

Year for Non-PEO

for Non-PEO

Year for Non-PEO

for Non-PEO

Non-PEO

Equity Values for

NEOs

Non-PEO NEOs

Year

($)

2024

4,977,863

210,382

(17,589)

5,170,656

The Peer Group TSR set forth in this table utilizes the S&P 500 Banks Index (Industry Group), which we also utilize in the stock performance graph required by Item 201(e) of Regulation S-K included in our Annual Report for the year ended December 31, 2024. The comparison assumes $100 was invested for the period starting December 31, 2019, through the end of the listed year in the Company and in the S&P 500 Banks Index (Industry Group), respectively. Historical stock performance is not necessarily indicative of future stock performance.

5	This column presents the Company’s consolidated net income as reported in our Form 10-K for each covered year.

6	We determined Adjusted EBITDA to be the most important financial performance measure used to link Company performance to Compensation Actually Paid to our PEO and Non-PEO NEOs in 2024. Adjusted EBITDA is a non-GAAP financial measure defined in Annex A to this Proxy Statement.

Company Selected Measure Name

Adjusted EBITDA

Named Executive Officers, Footnote


			Average
			Summary	Average
	Summary		Compensation	Compensation	Value of Initial Fixed $100
	Compensation	Compensation	Table Total for	Actually Paid to	Investment based on: ⁴
	Table Total for	Actually Paid to	Non-PEO	Non-PEO		Peer Group	Net	Adjusted
	PEO ¹	PEO ^{1, 2, 3}	NEOs ¹	NEOs ^{1, 2, 3}	TSR	TSR	Income ⁵	EBITDA ⁶
Year	($)	($)	($)	($)	($)	($)	($ Millions)	($ Millions)
2024	14,797,899	13,122,570	6,559,117	6,944,842	181.88	117.82	607	1,836
2023	13,049,808	32,135,116	6,197,654	8,375,169	176.48	97.78	552	1,694
2022	37,245,853	(19,023,223)	3,705,930	(4,976,312)	138.71	96.11	700	1,722
2021	16,065,575	84,901,421	3,997,020	13,836,953	208.96	115.44	749	1,670
2020	13,701,224	50,134,364	3,470,581	8,371,189	137.62	88.19	526	1,495

1	Mark W. Begor was our PEO for each year presented. The individuals comprising the Non-PEO NEOs for each year are listed below.


2020-2021	2022	2023	2024
John W. Gamble, Jr.	John W. Gamble, Jr.	John W. Gamble, Jr.	John W. Gamble, Jr.
Rodolfo O. Ploder	Rodolfo O. Ploder	Rodolfo O. Ploder	Chad M. Borton
Sid Singh	Sid Singh	Bryson R. Koehler	Todd Horvath
Bryson R. Koehler	Bryson R. Koehler	Todd Horvath	Jamil Farshchi
	John J. Kelley III		Rodolfo O. Ploder

Peer Group Issuers, Footnote

Average

Average Change

Average Value

Year-End Fair

Average Change

Average

in Fair Value

Average Fair

of Dividends

Value of Equity

in Fair Value

Vesting-Date

from Last Day

Value at

or Other

Awards Granted

from Last Day

Fair Value of

of Prior Year to

Last Day of

Earnings Paid

During Year

of Prior Year to

Equity Awards

Vesting Date of

Prior Year of

on Equity

That Remained

Last Day of Year

Granted During

Unvested Equity

Equity Awards

Awards Not

Total -

Unvested as of

of Unvested

Year that

Awards that

Forfeited

Otherwise

Average

Last Day of

Equity Awards

Vested During

During Year

Included for

Inclusion of

Year for Non-PEO

for Non-PEO

Year for Non-PEO

for Non-PEO

Non-PEO

Equity Values for

NEOs

Non-PEO NEOs

Year

($)

2024

4,977,863

210,382

(17,589)

5,170,656

PEO Total Compensation Amount

$ 14,797,899

$ 13,049,808

$ 37,245,853

$ 16,065,575

$ 13,701,224

PEO Actually Paid Compensation Amount

$ 13,122,570

32,135,116

(19,023,223)

84,901,421

50,134,364

Adjustment To PEO Compensation, Footnote

Summary

Exclusion of

Inclusion

Compensation

Change in

Stock Awards and

of Pension

Inclusion of

Compensation

Table Total for

Pension Value for

Option Awards for

Service Cost for

Equity Values for

Actually Paid to

PEO

Year

($)

2024

14,797,899

(11,006,200)

9,330,871

13,122,570

Average

Summary

Exclusion of

Inclusion of

Average

Compensation

Change in

Stock Awards and

Pension

Inclusion of

Compensation

Table Total for

Pension Value for

Option Awards for

Service Cost for

Equity Values for

Actually Paid to

Non-PEO NEOs

Year

($)

2024

6,559,117

(9,460)

(4,890,283)

117,960

5,170,656

6,944,842

The amounts in the Inclusion of Equity Values in the tables above are derived from the amounts set forth in the following tables:

Change in Fair

Value of

Year-End Fair

Value from

Dividends

Value of Equity

Change in Fair

Vesting-Date

Last Day of

Fair Value at

or Other

Awards Granted

Value from Last

Fair Value of

Prior Year to

Last Day of

Earnings Paid

During Year

Day of Prior

Equity Awards

Vesting Date of

Prior Year of

on Equity

That Remained

Year to Last

Granted During

Unvested Equity

Equity Awards

Awards Not

Total -

Unvested as of

Day of Year of

Year that

Awards that

Forfeited

Otherwise

Inclusion of

Last Day of Year

Unvested Equity

Vested During

During Year

Included for

Equity Values for

for PEO

Awards for PEO

Year for PEO

for PEO

PEO

Year

($)

2024

10,356,930

(1,470,945)

444,886

9,330,871

Non-PEO NEO Average Total Compensation Amount

$ 6,559,117

6,197,654

3,705,930

3,997,020

3,470,581

Non-PEO NEO Average Compensation Actually Paid Amount

$ 6,944,842

8,375,169

(4,976,312)

13,836,953

8,371,189

Adjustment to Non-PEO NEO Compensation Footnote

Average

Summary

Exclusion of

Inclusion of

Average

Compensation

Change in

Stock Awards and

Pension

Inclusion of

Compensation

Table Total for

Pension Value for

Option Awards for

Service Cost for

Equity Values for

Actually Paid to

Non-PEO NEOs

Year

($)

2024

6,559,117

(9,460)

(4,890,283)

117,960

5,170,656

6,944,842

Average

Average Change

Average Value

Year-End Fair

Average Change

Average

in Fair Value

Average Fair

of Dividends

Value of Equity

in Fair Value

Vesting-Date

from Last Day

Value at

or Other

Awards Granted

from Last Day

Fair Value of

of Prior Year to

Last Day of

Earnings Paid

During Year

of Prior Year to

Equity Awards

Vesting Date of

Prior Year of

on Equity

That Remained

Last Day of Year

Granted During

Unvested Equity

Equity Awards

Awards Not

Total -

Unvested as of

of Unvested

Year that

Awards that

Forfeited

Otherwise

Average

Last Day of

Equity Awards

Vested During

During Year

Included for

Inclusion of

Year for Non-PEO

for Non-PEO

Year for Non-PEO

for Non-PEO

Non-PEO

Equity Values for

NEOs

Non-PEO NEOs

Year

($)

2024

4,977,863

210,382

(17,589)

5,170,656

Compensation Actually Paid vs. Total Shareholder Return

Compensation Actually Paid vs. Net Income

Compensation Actually Paid vs. Company Selected Measure

Tabular List, Table

The following table presents the financial performance measures that the Company considers to have been the most important in linking Compensation Actually Paid to our PEO and Non-PEO NEOs for 2024 to Company performance. The measures in this table are not ranked.

Adjusted EBITDA

Revenue

TSR

Relative TSR

Total Shareholder Return Amount

$ 181.88

176.48

138.71

208.96

137.62

Peer Group Total Shareholder Return Amount

117.82

97.78

96.11

115.44

88.19

Net Income (Loss)

$ 607,000,000

$ 552,000,000

$ 700,000,000

$ 749,000,000

$ 526,000,000

Company Selected Measure Amount

1,836,000,000

1,694,000,000

1,722,000,000

1,670,000,000

1,495,000,000

PEO Name

Average

Equity Awards Adjustments, Footnote

Average

Summary

Exclusion of

Inclusion of

Average

Compensation

Change in

Stock Awards and

Pension

Inclusion of

Compensation

Table Total for

Pension Value for

Option Awards for

Service Cost for

Equity Values for

Actually Paid to

Non-PEO NEOs

Year

($)

2024

6,559,117

(9,460)

(4,890,283)

117,960

5,170,656

6,944,842

The amounts in the Inclusion of Equity Values in the tables above are derived from the amounts set forth in the following tables:

Change in Fair

Value of

Year-End Fair

Value from

Dividends

Value of Equity

Change in Fair

Vesting-Date

Last Day of

Fair Value at

or Other

Awards Granted

Value from Last

Fair Value of

Prior Year to

Last Day of

Earnings Paid

During Year

Day of Prior

Equity Awards

Vesting Date of

Prior Year of

on Equity

That Remained

Year to Last

Granted During

Unvested Equity

Equity Awards

Awards Not

Total -

Unvested as of

Day of Year of

Year that

Awards that

Forfeited

Otherwise

Inclusion of

Last Day of Year

Unvested Equity

Vested During

During Year

Included for

Equity Values for

for PEO

Awards for PEO

Year for PEO

for PEO

PEO

Year

($)

2024

10,356,930

(1,470,945)

444,886

9,330,871

Average

Average Change

Average Value

Year-End Fair

Average Change

Average

in Fair Value

Average Fair

of Dividends

Value of Equity

in Fair Value

Vesting-Date

from Last Day

Value at

or Other

Awards Granted

from Last Day

Fair Value of

of Prior Year to

Last Day of

Earnings Paid

During Year

of Prior Year to

Equity Awards

Vesting Date of

Prior Year of

on Equity

That Remained

Last Day of Year

Granted During

Unvested Equity

Equity Awards

Awards Not

Total -

Unvested as of

of Unvested

Year that

Awards that

Forfeited

Otherwise

Average

Last Day of

Equity Awards

Vested During

During Year

Included for

Inclusion of

Year for Non-PEO

for Non-PEO

Year for Non-PEO

for Non-PEO

Non-PEO

Equity Values for

NEOs

Non-PEO NEOs

Year

($)

2024

4,977,863

210,382

(17,589)

5,170,656

Measure:: 1

Pay vs Performance Disclosure

Name

Adjusted EBITDA

Non-GAAP Measure Description

6	We determined Adjusted EBITDA to be the most important financial performance measure used to link Company performance to Compensation Actually Paid to our PEO and Non-PEO NEOs in 2024. Adjusted EBITDA is a non-GAAP financial measure defined in Annex A to this Proxy Statement.