Equifax Inc. Stock Option Exchange Program Terms and Conditions o Eligibility to participate is limited to Vice Presidents and above or as otherwise determined by the Compensation and Human Resources Committee ("the Committee"). o The election to defer is voluntary, must be made each year, and is irrevocable as of March 15 (or other date as prescribed by the Committee each year). o Election must be made in the form of a percentage of annual incentive award earned, and if participating, may be in any amount between 10% and 100%, in whole 5% increments. o Grant will be Equifax Inc. non-qualified stock options. o Options are immediately vested in full on the grant date. o Grant date will be the date of the Committee meeting in January or February following the end of the fiscal year for which the annual incentive award was earned. o Option price will be at fair market value at the close of the NYSE on the day of the Committee meeting. o If applicable, currency conversion rates will be established at the close of business on the day of the Committee meeting. o Option term is 10 years from grant date or expires sooner as follows: - Terminates 5 years following retirement, death or disability termination, or after termination, other than for cause, following a change in control of the Company (unless 10-year option term expires sooner); - Terminates one year following termination due to job elimination (unless 10-year option term expires sooner); - Terminates immediately following grantee's voluntary termination; - Terminates immediate following grantee's termination for cause. o Option is non-transferable. o Option grant will be determined as follows: % of Cash Incentive Dollar Value of Stock Exchanged Option Grant ------------------- --------------------- 10% -- 20% 6 x Cash Incentive Exchanged 25% -- 45% 8 x Cash Incentive Exchanged 50% -- 100% 10 x Cash Incentive Exchanged