UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G (Amendment No.4) Under the Securities Exchange Act of 1934 Equifax, Inc. - -------------------------------------------------------------------------------- (Name of Issuer) Common Stock - -------------------------------------------------------------------------------- (Title of Class of Securities) 294429105 ------------------------------ (CUSIP Number) December 31, 2001 - -------------------------------------------------------------------------------- (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this Schedule is filed: [X] Rule 13d-1(b) [_] Rule 13d-1(c) [_] Rule 13d-1(d) The remainder of this cover page shall be filled out for a reporting person's initial filing on this form with respect to the subject class of securities, and for any subsequent amendment containing information which would alter the disclosures provided in a prior cover page. The information required in the remainder of this cover page shall not be deemed to be "filed" for the purpose of Section 18 of the Securities Exchange Act of 1934 ("Act") or otherwise subject to the liabilities of that section of the Act but shall be subject to all other provisions of the Act (however, see the Notes). CUSIP No. 294429105 - -------------------------------------------------------------------------------- 1. NAMES OF REPORTING PERSONS. I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS (ENTITIES ONLY). Trustees of General Electric Pension Trust I.R.S. # 14-6015763 - -------------------------------------------------------------------------------- 2. CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (SEE INSTRUCTIONS) (a) [_] (b) [X] - -------------------------------------------------------------------------------- 3. SEC USE ONLY - -------------------------------------------------------------------------------- 4. CITIZENSHIP OR PLACE OF ORGANIZATION State of New York - -------------------------------------------------------------------------------- 5. SOLE VOTING POWER None NUMBER OF -------------------------------------------------------- SHARES 6. SHARED VOTING POWER BENEFICIALLY OWNED BY 2,915,500 EACH -------------------------------------------------------- REPORTING 7. SOLE DISPOSITIVE POWER. PERSON WITH: None -------------------------------------------------------- 8. SHARED DISPOSITIVE POWER. 2,915,500 - -------------------------------------------------------------------------------- 9. AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON 2,915,500 - -------------------------------------------------------------------------------- 10. CHECK IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES (SEE INSTRUCTIONS) [_] - -------------------------------------------------------------------------------- 11. PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9) 2.0% (5.6% if aggregated with the shares beneficially owned by the other Reporting Persons (as defined in the Introductory Note)) - -------------------------------------------------------------------------------- 12. TYPE OF REPORTING PERSON (SEE INSTRUCTIONS) EP - -------------------------------------------------------------------------------- 2 of 16 CUSIP No. 294429105 - -------------------------------------------------------------------------------- 1. NAMES OF REPORTING PERSONS. I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS (ENTITIES ONLY). GE Asset Management Incorporated, as Investment Manager of GEPT (as defined below) and as Investment Adviser to certain other entities and accounts I.R.S. #06-1238874 - -------------------------------------------------------------------------------- 2. CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (SEE INSTRUCTIONS) (a) [_] (b) [X] - -------------------------------------------------------------------------------- 3. SEC USE ONLY - -------------------------------------------------------------------------------- 4. CITIZENSHIP OR PLACE OF ORGANIZATION State of Delaware - -------------------------------------------------------------------------------- 5. SOLE VOTING POWER 4,821,068 NUMBER OF -------------------------------------------------------- SHARES 6. SHARED VOTING POWER BENEFICIALLY OWNED BY 2,915,500 EACH -------------------------------------------------------- REPORTING 7. SOLE DISPOSITIVE POWER. PERSON WITH: 4,821,068 -------------------------------------------------------- 8. SHARED DISPOSITIVE POWER. 2,915,500 - -------------------------------------------------------------------------------- 9. AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON 7,736,568 - -------------------------------------------------------------------------------- 10. CHECK IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES (SEE INSTRUCTIONS) [_] - -------------------------------------------------------------------------------- 11. PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9) 5.3% (5.6% if aggregated with the shares beneficially owned by the other Reporting Persons) - -------------------------------------------------------------------------------- 12. TYPE OF REPORTING PERSON (SEE INSTRUCTIONS) IA, CO - -------------------------------------------------------------------------------- 3 of 16 CUSIP NO. 294429105 - -------------------------------------------------------------------------------- 1. NAMES OF REPORTING PERSONS. I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS (ENTITIES ONLY). General Electric Company I.R.S. #14-0689340 - -------------------------------------------------------------------------------- 2. CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (SEE INSTRUCTIONS) (a) [_] (b) [X] - -------------------------------------------------------------------------------- 3. SEC USE ONLY - -------------------------------------------------------------------------------- 4. CITIZENSHIP OR PLACE OF ORGANIZATION State of New York - -------------------------------------------------------------------------------- 5. SOLE VOTING POWER 0 NUMBER OF -------------------------------------------------------- SHARES 6. SHARED VOTING POWER BENEFICIALLY OWNED BY Disclaimed (see 9 below) EACH -------------------------------------------------------- REPORTING 7. SOLE DISPOSITIVE POWER. PERSON WITH: 0 -------------------------------------------------------- 8. SHARED DISPOSITIVE POWER. Disclaimed (see 9 below) - -------------------------------------------------------------------------------- 9. AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON Beneficial ownership of all shares disclaimed by General Electric Company - -------------------------------------------------------------------------------- 10. CHECK IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES (SEE INSTRUCTIONS) [X] Disclaimed (see 9 above) - -------------------------------------------------------------------------------- 11. PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9) Not applicable (see 9 above) - -------------------------------------------------------------------------------- 12. TYPE OF REPORTING PERSON (SEE INSTRUCTIONS) CO - -------------------------------------------------------------------------------- 4 of 16 CUSIP NO. 294429105 - -------------------------------------------------------------------------------- 1. NAMES OF REPORTING PERSONS. I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS (ENTITIES ONLY). General Electric Capital Services, Inc. I.R.S. #06-1109503 - -------------------------------------------------------------------------------- 2. CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (SEE INSTRUCTIONS) (a) [_] (b) [X] - -------------------------------------------------------------------------------- 3. SEC USE ONLY - -------------------------------------------------------------------------------- 4. CITIZENSHIP OR PLACE OF ORGANIZATION State of Delaware - -------------------------------------------------------------------------------- 5. SOLE VOTING POWER 0 NUMBER OF -------------------------------------------------------- SHARES 6. SHARED VOTING POWER BENEFICIALLY OWNED BY Disclaimed (see 9 below) EACH -------------------------------------------------------- REPORTING 7. SOLE DISPOSITIVE POWER. PERSON WITH: 0 -------------------------------------------------------- 8. SHARED DISPOSITIVE POWER. Disclaimed (see 9 below) - -------------------------------------------------------------------------------- 9. AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON Beneficial ownership of all shares disclaimed by General Electric Capital Services, Inc. - -------------------------------------------------------------------------------- 10. CHECK IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES (SEE INSTRUCTIONS) [X] Disclaimed (see 9 above) - -------------------------------------------------------------------------------- 11. PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9) Not applicable (see 9 above) - -------------------------------------------------------------------------------- 12. TYPE OF REPORTING PERSON (SEE INSTRUCTIONS) CO - -------------------------------------------------------------------------------- 5 of 16 CUSIP NO. 294429105 - -------------------------------------------------------------------------------- 1. NAMES OF REPORTING PERSONS. I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS (ENTITIES ONLY). GE Frankona Ruckversicherungs AG I.R.S. # - -------------------------------------------------------------------------------- 2. CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (SEE INSTRUCTIONS) (a) [_] (b) [X] - -------------------------------------------------------------------------------- 3. SEC USE ONLY - -------------------------------------------------------------------------------- 4. CITIZENSHIP OR PLACE OF ORGANIZATION Federal Republic of Germany - -------------------------------------------------------------------------------- 5. SOLE VOTING POWER 223,100 NUMBER OF -------------------------------------------------------- SHARES 6. SHARED VOTING POWER BENEFICIALLY OWNED BY None EACH -------------------------------------------------------- REPORTING 7. SOLE DISPOSITIVE POWER. PERSON WITH: 223,100 -------------------------------------------------------- 8. SHARED DISPOSITIVE POWER. None - -------------------------------------------------------------------------------- 9. AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON 223,100 - -------------------------------------------------------------------------------- 10. CHECK IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES (SEE INSTRUCTIONS) [_] - -------------------------------------------------------------------------------- 11. PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9) 0.2% (5.6% if aggregated with the shares beneficially owned by the other Reporting Persons) - -------------------------------------------------------------------------------- 12. TYPE OF REPORTING PERSON (SEE INSTRUCTIONS) OO - -------------------------------------------------------------------------------- 6 of 16 CUSIP NO. 294429105 - -------------------------------------------------------------------------------- 1. NAMES OF REPORTING PERSONS. I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS (ENTITIES ONLY). General Electric Mortgage Insurance Corporation I.R.S. # - -------------------------------------------------------------------------------- 2. CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (SEE INSTRUCTIONS) (a) [_] (b) [X] - -------------------------------------------------------------------------------- 3. SEC USE ONLY - -------------------------------------------------------------------------------- 4. CITIZENSHIP OR PLACE OF ORGANIZATION State of North Carolina - -------------------------------------------------------------------------------- 5. SOLE VOTING POWER 81,600 NUMBER OF -------------------------------------------------------- SHARES 6. SHARED VOTING POWER BENEFICIALLY OWNED BY None EACH -------------------------------------------------------- REPORTING 7. SOLE DISPOSITIVE POWER. PERSON WITH: 81,600 -------------------------------------------------------- 8. SHARED DISPOSITIVE POWER. None - -------------------------------------------------------------------------------- 9. AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON 81,600 - -------------------------------------------------------------------------------- 10. CHECK IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES (SEE INSTRUCTIONS) [_] - -------------------------------------------------------------------------------- 11. PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9) 0.1% (5.6% if aggregated with the shares beneficially owned by the other Reporting Persons) - -------------------------------------------------------------------------------- 12. TYPE OF REPORTING PERSON (SEE INSTRUCTIONS) CO, IC - -------------------------------------------------------------------------------- 7 of 16 INTRODUCTORY NOTE: This Amendment No. 4 amends the Statement on Schedule 13G filed on behalf of General Electric Company, a New York corporation ("GE"), GE Asset Management Incorporated, a Delaware corporation and a wholly owned subsidiary of GE ("GEAM"), the Trustees of General Electric Pension Trust, a New York common law trust ("GEPT") and certain other entities on February 17, 1999, as amended on February 14, 2000 as amended on May 9, 2000 and as amended on February 14, 2001 (as amended, the "Schedule 13G"). This Amendment No. 4 is filed on behalf of GE, GEAM GEPT, General Electric Capital Services, Inc., a Delaware corporation and a wholly owned subsidiary of GE ("GECS"), General Electric Mortgage Insurance Corporation, a North Carolina corporation and an indirect wholly owned subsidiary of GECS ("GEMI") and GE Frankona Ruckversicherungs AG, a company organized under the laws of the Federal Republic of Germany and an indirect wholly owned subsidiary of GECS ("GEFR") (collectively, the "Reporting Persons"). GEAM is a registered investment adviser and acts as Investment Manager of GEPT, and as an Investment Adviser to certain other entities and accounts. GEAM may be deemed to be the beneficial owner of 2,915,500 shares of Common Stock of Equifax, Inc. (the "Issuer") owned by GEPT and of 4,821,068 shares of Common Stock of the Issuer owned by such other entities and accounts. GEAM, GEPT, GECS, GEMI, and GEFR each expressly disclaim that they are members of a "group." GECS disclaims beneficial ownership of all shares held by GEMI and GEFR. GE disclaims beneficial ownership of all shares and expressly disclaims that it is a member of a "group." The Items from the Schedule 13G are hereby amended to read as follows: Item 2(a) Name of Person Filing - ------------------------------- Trustees of General Electric Pension Trust (See Schedule II) GE Asset Management Incorporated as Investment Manager of GEPT and as Investment Adviser to certain entities and accounts General Electric Company General Electric Capital Services, Inc. General Electric Mortgage Insurance Corporation GE Frankona Ruckversicherungs AG Item 2(b) Address of Principal Business Office or, if none, Residence - --------------------------------------------------------------------- The address of the principal offices of GEPT and GEAM is 3003 Summer Street, Stamford, Connecticut 06905. The address of the principal offices of General Electric Company is 3135 Easton Turnpike, Fairfield, Connecticut 06431. The address of the principal offices of GECS is 260 Long Ridge Road, Stamford, Connecticut 06927. The address of the 8 of 16 principal offices of GEMI is 6601 Six Forks Road, Raleigh, North Carolina 27615. The address of the principal offices of GEFR is Maria-Theresia-Strasse 35, D-81675 Munchen, Germany. Item 2(c) Citizenship - --------------------- General Electric Pension Trust - New York common law trust GE Asset Management Incorporated - Delaware corporation General Electric Company - New York corporation General Electric Capital Services, Inc. - Delaware corporation General Electric Mortgage Insurance Corporation - North Carolina corporation GE Frankona Ruckversicherungs AG - Federal Republic of Germany company Item 4 Ownership - ------ ---------