----------------------------- OMB APPROVAL ----------------------------- ----------------------------- OMB Number: 3235-0145 Expires: August 31, 1999 Estimated average burden hours per response....14.90 ----------------------------- UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 13G (AMENDMENT NO.2) UNDER THE SECURITIES EXCHANGE ACT OF 1934 Equifax, Inc. - -------------------------------------------------------------------------------- (Name of Issuer) Common Stock - -------------------------------------------------------------------------------- (Title of Class of Securities) 294429105 ------------------- (CUSIP Number) December 31, 1999 - -------------------------------------------------------------------------------- (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this Schedule is filed: /X/ Rule 13d-1(b) / / Rule 13d-1(c) / / Rule 13d-1(d) The remainder of this cover page shall be filled out for a reporting person's initial filing on this form with respect to the subject class of securities, and for any subsequent amendment containing information which would alter the disclosures provided in a prior cover page. The information required in the remainder of this cover page shall not be deemed to be "filed" for the purpose of Section 18 of the Securities Exchange Act of 1934 ("Act") or otherwise subject to the liabilities of that section of the Act but shall be subject to all other provisions of the Act (however, see the Notes). CUSIP NO. 294429105 - -------------------------------------------------------------------------------- 1. NAMES OF REPORTING PERSONS. I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS (ENTITIES ONLY). Trustees of General Electric Pension Trust I.R.S. # 14-6015763 - -------------------------------------------------------------------------------- 2. CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (SEE INSTRUCTIONS) (a) / / (b) /X/ - -------------------------------------------------------------------------------- 3. SEC USE ONLY - -------------------------------------------------------------------------------- 4. CITIZENSHIP OR PLACE OF ORGANIZATION State of New York - -------------------------------------------------------------------------------- NUMBER OF SHARES 5. SOLE VOTING POWER BENEFICIALLY OWNED BY EACH REPORTING None PERSON WITH: -------------------------------------------------------- 6. SHARED VOTING POWER 2,893,557 -------------------------------------------------------- 7. SOLE DISPOSITIVE POWER. None -------------------------------------------------------- 8. SHARED DISPOSITIVE POWER. 2,893,557 - -------------------------------------------------------------------------------- 9. AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON 2,893,557 - -------------------------------------------------------------------------------- 10. CHECK IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES (SEE INSTRUCTIONS) / / - -------------------------------------------------------------------------------- 11. PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9) 2.05% (7.75% if aggregated with the shares beneficially owned by the other Reporting Persons (as defined in the Introductory Note)) - -------------------------------------------------------------------------------- 12. TYPE OF REPORTING PERSON (SEE INSTRUCTIONS) EP - -------------------------------------------------------------------------------- Page 2 of 36 CUSIP NO. 294429105 - -------------------------------------------------------------------------------- 1. NAMES OF REPORTING PERSONS. I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS (ENTITIES ONLY). General Electric Investment Corporation, as Investment Manager of GEPT (as defined below) and as Investment Adviser to certain other entities and accounts I.R.S. #22-2152310 - -------------------------------------------------------------------------------- 2. CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (SEE INSTRUCTIONS) (a) / / (b) /X/ - -------------------------------------------------------------------------------- 3. SEC USE ONLY - -------------------------------------------------------------------------------- 4. CITIZENSHIP OR PLACE OF ORGANIZATION State of Delaware - -------------------------------------------------------------------------------- NUMBER OF SHARES 5. SOLE VOTING POWER BENEFICIALLY OWNED BY EACH REPORTING 2,311,800 PERSON WITH: -------------------------------------------------------- 6. SHARED VOTING POWER 2,893,557 -------------------------------------------------------- 7. SOLE DISPOSITIVE POWER. 2,311,800 -------------------------------------------------------- 8. SHARED DISPOSITIVE POWER. 2,893,557 - -------------------------------------------------------------------------------- 9. AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON 5,205,357 - -------------------------------------------------------------------------------- 10. CHECK IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES (SEE INSTRUCTIONS) / / - -------------------------------------------------------------------------------- 11. PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9) 3.68% (7.75% if aggregated with the shares beneficially owned by the other Reporting Persons) - -------------------------------------------------------------------------------- 12. TYPE OF REPORTING PERSON (SEE INSTRUCTIONS) IA, CO - -------------------------------------------------------------------------------- Page 3 of 36 CUSIP NO. 294429105 - -------------------------------------------------------------------------------- 1. NAMES OF REPORTING PERSONS. I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS (ENTITIES ONLY). GE Asset Management Incorporated (formerly, GE Investment Management Incorporated), as Investment Adviser to certain entities and accounts I.R.S. #06-1238874 - -------------------------------------------------------------------------------- 2. CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP * (a) / / (b) /X/ - -------------------------------------------------------------------------------- 3. SEC USE ONLY - -------------------------------------------------------------------------------- 4. CITIZENSHIP OR PLACE OF ORGANIZATION State of Delaware - -------------------------------------------------------------------------------- NUMBER OF SHARES 5. SOLE VOTING POWER BENEFICIALLY OWNED BY EACH REPORTING 4,477,338 PERSON WITH: -------------------------------------------------------- 6. SHARED VOTING POWER None -------------------------------------------------------- 7. SOLE DISPOSITIVE POWER. 4,477,338 -------------------------------------------------------- 8. SHARED DISPOSITIVE POWER. None - -------------------------------------------------------------------------------- 9. AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON 4,477,338 - -------------------------------------------------------------------------------- 10. CHECK IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES * / / - -------------------------------------------------------------------------------- 11. PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9) 3.17% (7.75% if aggregated with the shares beneficially owned by the other Reporting Persons) - -------------------------------------------------------------------------------- 12. TYPE OF REPORTING PERSON * IA, CO - -------------------------------------------------------------------------------- Page 4 of 36 CUSIP NO. 294429105 - -------------------------------------------------------------------------------- 1. NAMES OF REPORTING PERSONS. I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS (ENTITIES ONLY). General Electric Company I.R.S. #14-0689340 - -------------------------------------------------------------------------------- 2. CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (SEE INSTRUCTIONS) (a) / / (b) /X/ - -------------------------------------------------------------------------------- 3. SEC USE ONLY - -------------------------------------------------------------------------------- 4. CITIZENSHIP OR PLACE OF ORGANIZATION State of New York - -------------------------------------------------------------------------------- NUMBER OF SHARES 5. SOLE VOTING POWER BENEFICIALLY OWNED BY EACH REPORTING 0 PERSON WITH: -------------------------------------------------------- 6. SHARED VOTING POWER Disclaimed (see 9 below) -------------------------------------------------------- 7. SOLE DISPOSITIVE POWER. 0 -------------------------------------------------------- 8. SHARED DISPOSITIVE POWER. Disclaimed (see 9 below) - -------------------------------------------------------------------------------- 9. AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON Beneficial ownership of all shares disclaimed by General Electric Company - -------------------------------------------------------------------------------- 10. CHECK IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES (SEE INSTRUCTIONS) |X| Disclaimed (see 9 above) - -------------------------------------------------------------------------------- 11. PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9) Not applicable (see 9 above) - -------------------------------------------------------------------------------- 12. TYPE OF REPORTING PERSON (SEE INSTRUCTIONS) CO - -------------------------------------------------------------------------------- Page 5 of 36 CUSIP NO. 294429105 - -------------------------------------------------------------------------------- 1. NAMES OF REPORTING PERSONS. I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS (ENTITIES ONLY). General Electric Capital Services, Inc. (formerly, General Electric Financial Services, Inc.) I.R.S. #06-1109503 - -------------------------------------------------------------------------------- 2. CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (SEE INSTRUCTIONS) (a) / / (b) /X/ - -------------------------------------------------------------------------------- 3. SEC USE ONLY - -------------------------------------------------------------------------------- 4. CITIZENSHIP OR PLACE OF ORGANIZATION State of Delaware - -------------------------------------------------------------------------------- NUMBER OF SHARES 5. SOLE VOTING POWER BENEFICIALLY OWNED BY EACH REPORTING None PERSON WITH: -------------------------------------------------------- 6. SHARED VOTING POWER Disclaimed (see 9 below) -------------------------------------------------------- 7. SOLE DISPOSITIVE POWER. None -------------------------------------------------------- 8. SHARED DISPOSITIVE POWER. Disclaimed (see 9 below) - -------------------------------------------------------------------------------- 9. AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON Beneficial ownership of all shares disclaimed by General Electric Capital Services, Inc. - -------------------------------------------------------------------------------- 10. CHECK IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES (SEE INSTRUCTIONS) |X| Disclaimed (see 9 above) - -------------------------------------------------------------------------------- 11. PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9) Not applicable (see 9 above) - -------------------------------------------------------------------------------- 12. TYPE OF REPORTING PERSON (SEE INSTRUCTIONS) CO - -------------------------------------------------------------------------------- Page 6 of 36 CUSIP NO. 294429105 - -------------------------------------------------------------------------------- 1. NAMES OF REPORTING PERSONS. I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS (ENTITIES ONLY). Employers Reassurance Corporation I.R.S. # - -------------------------------------------------------------------------------- 2. CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (SEE INSTRUCTIONS) (a) / / (b) /X/ - -------------------------------------------------------------------------------- 3. SEC USE ONLY - -------------------------------------------------------------------------------- 4. CITIZENSHIP OR PLACE OF ORGANIZATION State of Kansas - -------------------------------------------------------------------------------- NUMBER OF SHARES 5. SOLE VOTING POWER BENEFICIALLY OWNED BY EACH REPORTING 177,000 PERSON WITH: -------------------------------------------------------- 6. SHARED VOTING POWER None -------------------------------------------------------- 7. SOLE DISPOSITIVE POWER. 177,000 -------------------------------------------------------- 8. SHARED DISPOSITIVE POWER. None - -------------------------------------------------------------------------------- 9. AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON 177,000 - -------------------------------------------------------------------------------- 10. CHECK IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES (SEE INSTRUCTIONS) / / - -------------------------------------------------------------------------------- 11. PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9) .12% (7.75% if aggregated with the shares beneficially owned by the other Reporting Persons) - -------------------------------------------------------------------------------- 12. TYPE OF REPORTING PERSON (SEE INSTRUCTIONS) CO, IC - -------------------------------------------------------------------------------- Page 7 of 36 CUSIP NO. 294429105 - -------------------------------------------------------------------------------- 1. NAMES OF REPORTING PERSONS. I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS (ENTITIES ONLY). Employers Reinsurance Corporation I.R.S. # - -------------------------------------------------------------------------------- 2. CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (SEE INSTRUCTIONS) (a) / / (b) /X/ - -------------------------------------------------------------------------------- 3. SEC USE ONLY - -------------------------------------------------------------------------------- 4. CITIZENSHIP OR PLACE OF ORGANIZATION State of Missouri - -------------------------------------------------------------------------------- NUMBER OF SHARES 5. SOLE VOTING POWER BENEFICIALLY OWNED BY EACH REPORTING 880,000 PERSON WITH: -------------------------------------------------------- 6. SHARED VOTING POWER None -------------------------------------------------------- 7. SOLE DISPOSITIVE POWER. 880,000 -------------------------------------------------------- 8. SHARED DISPOSITIVE POWER. None - -------------------------------------------------------------------------------- 9. AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON 880,000 - -------------------------------------------------------------------------------- 10. CHECK IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES (SEE INSTRUCTIONS) / / - -------------------------------------------------------------------------------- 11. PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9) .62% (7.75% if aggregated with the shares beneficially owned by the other Reporting Persons) - -------------------------------------------------------------------------------- 12. TYPE OF REPORTING PERSON (SEE INSTRUCTIONS) CO, IC - -------------------------------------------------------------------------------- Page 8 of 36 CUSIP NO. 294429105 - -------------------------------------------------------------------------------- 1. NAMES OF REPORTING PERSONS. I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS (ENTITIES ONLY). ERC Life Reinsurance Corporation I.R.S. # - -------------------------------------------------------------------------------- 2. CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (SEE INSTRUCTIONS) (a) / / (b) /X/ - -------------------------------------------------------------------------------- 3. SEC USE ONLY - -------------------------------------------------------------------------------- 4. CITIZENSHIP OR PLACE OF ORGANIZATION State of Missouri - -------------------------------------------------------------------------------- NUMBER OF SHARES 5. SOLE VOTING POWER BENEFICIALLY OWNED BY EACH REPORTING 46,000 PERSON WITH: -------------------------------------------------------- 6. SHARED VOTING POWER None -------------------------------------------------------- 7. SOLE DISPOSITIVE POWER. 46,000 -------------------------------------------------------- 8. SHARED DISPOSITIVE POWER. None - -------------------------------------------------------------------------------- 9. AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON 46,000 - -------------------------------------------------------------------------------- 10. CHECK IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES (SEE INSTRUCTIONS) / / - -------------------------------------------------------------------------------- 11. PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9) .03% (7.75% if aggregated with the shares beneficially owned by the other Reporting Persons) - -------------------------------------------------------------------------------- 12. TYPE OF REPORTING PERSON (SEE INSTRUCTIONS) CO, IC - -------------------------------------------------------------------------------- Page 9 of 36 CUSIP NO. 294429105 - -------------------------------------------------------------------------------- 1. NAMES OF REPORTING PERSONS. I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS (ENTITIES ONLY). GE Reinsurance Corporation I.R.S. # - -------------------------------------------------------------------------------- 2. CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (SEE INSTRUCTIONS) (a) / / (b) /X/ - -------------------------------------------------------------------------------- 3. SEC USE ONLY - -------------------------------------------------------------------------------- 4. CITIZENSHIP OR PLACE OF ORGANIZATION State of Illinois - -------------------------------------------------------------------------------- NUMBER OF SHARES 5. SOLE VOTING POWER BENEFICIALLY OWNED BY EACH REPORTING 99,990 PERSON WITH: -------------------------------------------------------- 6. SHARED VOTING POWER None -------------------------------------------------------- 7. SOLE DISPOSITIVE POWER. 99,990 -------------------------------------------------------- 8. SHARED DISPOSITIVE POWER. None - -------------------------------------------------------------------------------- 9. AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON 99,990 - -------------------------------------------------------------------------------- 10. CHECK IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES (SEE INSTRUCTIONS) / / - -------------------------------------------------------------------------------- 11. PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9) .07% (7.75% if aggregated with the shares beneficially owned by the other Reporting Persons) - -------------------------------------------------------------------------------- 12. TYPE OF REPORTING PERSON (SEE INSTRUCTIONS) CO, IC - -------------------------------------------------------------------------------- Page 10 of 36 CUSIP NO. 294429105 - -------------------------------------------------------------------------------- 1. NAMES OF REPORTING PERSONS. I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS (ENTITIES ONLY). Westport Insurance Corporation I.R.S. # - -------------------------------------------------------------------------------- 2. CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (SEE INSTRUCTIONS) (a) / / (b) /X/ - -------------------------------------------------------------------------------- 3. SEC USE ONLY - -------------------------------------------------------------------------------- 4. CITIZENSHIP OR PLACE OF ORGANIZATION State of Missouri - -------------------------------------------------------------------------------- NUMBER OF SHARES 5. SOLE VOTING POWER BENEFICIALLY OWNED BY EACH REPORTING 57,192 PERSON WITH: -------------------------------------------------------- 6. SHARED VOTING POWER None -------------------------------------------------------- 7. SOLE DISPOSITIVE POWER. 57,192 -------------------------------------------------------- 8. SHARED DISPOSITIVE POWER. None - -------------------------------------------------------------------------------- 9. AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON 57,192 - -------------------------------------------------------------------------------- 10. CHECK IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES (SEE INSTRUCTIONS) / / - -------------------------------------------------------------------------------- 11. PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9) .04% (7.75% if aggregated with the shares beneficially owned by the other Reporting Persons) - -------------------------------------------------------------------------------- 12. TYPE OF REPORTING PERSON (SEE INSTRUCTIONS) CO, IC - -------------------------------------------------------------------------------- Page 11 of 36 CUSIP NO. 294429105 - -------------------------------------------------------------------------------- 1. NAMES OF REPORTING PERSONS. I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS (ENTITIES ONLY). General Electric Mortgage Insurance Corporation I.R.S. # - -------------------------------------------------------------------------------- 2. CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (SEE INSTRUCTIONS) (a) / / (b) /X/ - -------------------------------------------------------------------------------- 3. SEC USE ONLY - -------------------------------------------------------------------------------- 4. CITIZENSHIP OR PLACE OF ORGANIZATION State of North Carolina - -------------------------------------------------------------------------------- NUMBER OF SHARES 5. SOLE VOTING POWER BENEFICIALLY OWNED BY EACH REPORTING 3,500 PERSON WITH: -------------------------------------------------------- 6. SHARED VOTING POWER None -------------------------------------------------------- 7. SOLE DISPOSITIVE POWER. 3,500 -------------------------------------------------------- 8. SHARED DISPOSITIVE POWER. None - -------------------------------------------------------------------------------- 9. AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON 3,500 - -------------------------------------------------------------------------------- 10. CHECK IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES (SEE INSTRUCTIONS) / / - -------------------------------------------------------------------------------- 11. PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9) less than .01% (7.75% if aggregated with the shares beneficially owned by the other Reporting Persons) - -------------------------------------------------------------------------------- 12. TYPE OF REPORTING PERSON (SEE INSTRUCTIONS) CO, IC - -------------------------------------------------------------------------------- Page 12 of 36 CUSIP NO. 294429105 - -------------------------------------------------------------------------------- 1. NAMES OF REPORTING PERSONS. I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS (ENTITIES ONLY). Coregis Insurance Company I.R.S. # - -------------------------------------------------------------------------------- 2. CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (SEE INSTRUCTIONS) (a) / / (b) /X/ - -------------------------------------------------------------------------------- 3. SEC USE ONLY - -------------------------------------------------------------------------------- 4. CITIZENSHIP OR PLACE OF ORGANIZATION State of Indiana - -------------------------------------------------------------------------------- NUMBER OF SHARES 5. SOLE VOTING POWER BENEFICIALLY OWNED BY EACH REPORTING 15,026 PERSON WITH: -------------------------------------------------------- 6. SHARED VOTING POWER None -------------------------------------------------------- 7. SOLE DISPOSITIVE POWER. 15,026 -------------------------------------------------------- 8. SHARED DISPOSITIVE POWER. None - -------------------------------------------------------------------------------- 9. AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON 15,026 - -------------------------------------------------------------------------------- 10. CHECK IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES (SEE INSTRUCTIONS) / / - -------------------------------------------------------------------------------- 11. PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9) .02% (7.75% if aggregated with the shares beneficially owned by the other Reporting Persons) - -------------------------------------------------------------------------------- 12. TYPE OF REPORTING PERSON (SEE INSTRUCTIONS) IC, CO - -------------------------------------------------------------------------------- Page 13 of 36 INTRODUCTORY NOTE: This Amendment No. 2 amends the Statement on Schedule 13G filed on behalf of General Electric Company, a New York corporation ("GE"), General Electric Investment Corporation, a Delaware corporation and a wholly owned subsidiary of GE ("GEIC"), GE Asset Management Incorporated (formerly, GE Investment Management Incorporated), a Delaware corporation and a wholly owned subsidiary of GE ("GEAM") and the Trustees of General Electric Pension Trust, a New York common law trust ("GEPT") on February 17, 1999, as amended on February 14, 2000 (as amended, the "Schedule 13G"). This Amendment No. 2 is filed on behalf of GE, GEIC, GEAM, GEPT, General Electric Capital Services, Inc., a Delaware corporation and a wholly owned subsidiary of GE ("GECS"), General Electric Mortgage Insurance Corporation, a Kansas corporation and an indirect wholly owned subsidiary of GECS ("GEMI"), Employers Reassurance Corporation, a Kansas corporation and an indirect wholly owned subsidiary of GECS ("ERAC"), Employers Reinsurance Corporation, a Missouri corporation and an indirect wholly owned subsidiary of GECS ("ERIC"), ERC Life Reinsurance Corporation, a Missouri corporation and an indirect wholly owned subsidiary of GECS ("ERCL"), GE Reinsurance Corporation, an Illinois corporation and an indirect wholly owned subsidiary of GECS ("GERC"), Westport Insurance Corporation, a Missouri corporation and an indirect wholly owned subsidiary of GECS ("WEIC") and Coregis Insurance Company, an Indiana corporation and an indirect wholly owned subsidiary of GECS ("Coregis") (collectively, the "Reporting Persons"). GEIC is a registered investment adviser and acts as the Investment Manager of GEPT, and as an Investment Adviser to certain other entities and accounts, and may be deemed to be the beneficial owner of 2,893,557 shares of Common Stock of Equifax, Inc. (the "Issuer") owned by GEPT and of 2,311,800 shares of Common Stock of the Issuer owned by such other entities and accounts. GEAM is a registered investment adviser and acts as an Investment Adviser to certain entities and accounts, and may be deemed to be the beneficial owner of 4,477,338 shares of Common Stock of the Issuer owned by such entities or accounts. GEAM, GEPT, GEIC, GECS, ERAC, ERIC, ERCL, GERC, WEIC, GEMI and Coregis each expressly disclaim that they are members of a "group". GECS disclaims beneficial ownership of all shares held by ERAC, ERIC, ERCL, GERC, WEIC, GEMI and Coregis. GE disclaims beneficial ownership of all shares and expressly disclaims that it is a member of a "group". ITEM 1(a) NAME OF ISSUER - -------------------------------- Equifax, Inc. ITEM 1(b) ADDRESS OF ISSUER'S PRINCIPAL EXECUTIVE OFFICE - ---------------------------------------------------------------- 1600 Peachtree Street, NW, Atlanta, Georgia 30302 ITEM 2(a) NAME OF PERSON FILING - --------------------------------------- Trustees of General Electric Pension Trust (See Schedule II) General Electric Investment Corporation, as Investment Manager of GEPT and as Investment Adviser to certain other entities and accounts. GE Asset Management Incorporated, as Investment Adviser to certain entities and accounts. Page 14 of 36 General Electric Company General Electric Capital Services, Inc. Employers Reassurance Corporation Employers Reinsurance Corporation ERC Life Reinsurance Corporation GE Reinsurance Corporation Westport Insurance Corporation General Electric Mortgage Insurance Corporation Coregis Insurance Company ITEM 2(b) ADDRESS OF PRINCIPAL BUSINESS OFFICE OR, IF NONE, RESIDENCE - ----------------------------------------------------------------------------- The address of the principal offices of GEPT, GEIC, GECS and GEAM is 3003 Summer Street, Stamford, Connecticut 06905. The address of the principal offices of General Electric Company is 3135 Easton Turnpike, Fairfield, Connecticut 06431. The address of the principal offices of ERAC, ERIC, ERCL and WEIC is 5200 Metcalfe, Overland Park, Kansas 66205. The address of the principal offices of GEMI is 6601 Six Forks Road, Raleigh, North Carolina 27615. The address of the principal office of GERC is 475 Half Day Road, Suite 300, Lincolnshire, Illinois 60069. The address of the principal offices of Coregis is 181 West Madison, Chicago, Illinois 60602. ITEM 2(c) CITIZENSHIP - ----------------------------- General Electric Pension Trust - New York common law trust General Electric Investment Corporation - Delaware corporation GE Asset Management Incorporated - Delaware corporation General Electric Company - New York corporation General Electric Capital Services, Inc. - Delaware corporation Employers Reassurance Corporation - Kansas corporation Employers Reinsurance Corporation - Missouri corporation ERC Life Reinsurance Corporation - Missouri corporation GE Reinsurance Corporation - Illinois corporation Westport Insurance Corporation - Missouri corporation General Electric Mortgage Insurance Corporation - North Carolina corporation Coregis Insurance Company - Indiana corporation ITEM 2(d) TITLE OF CLASS OF SECURITIES - ---------------------------------------------- Common Stock Page 15 of 36 ITEM 2(e) CUSIP NUMBER - ------------------------------ 294429105 ITEM 3 IF THIS STATEMENT IS FILED PURSUANT TOSS.SS.240.13D-1(B) OR - -------------------------------------------------------------------------------- 240.13-2(B) OR (C), CHECK WHETHER THE PERSON FILING IS A: --------------------------------------------------------- (a)[ ] Broker or Dealer registered under Section 15 of the Act (15 U.S.C.78o) (b)[ ] Bank as defined in Section 3(a)(6) of the Act (15 U.S.C.78c) (c)[ ] Insurance company as defined in Section 3(a)(19) of the Act (15 U.S.C.78c) (d)[ ] Investment Company registered under Section 8 of the Investment Company Act of 1940 (U.S.C.80a-8) (e)[ ] An Investment Adviser in accordance with ss.240.13-1(b)(1)(ii)(E) (f)[ ] An Employee Benefit Plan or Endowment Fund in accordance with ss.240.13d-1(b)(1)(ii)(F) (g)[ ] A Parent Holding Company or Control Person in accordance with ss.240.13d-1(b)(1)(ii)(G) (h)[ ] A Savings Association as defined in Section 3(b) of the federal Deposit Insurance Act (U.S.C. 1813) (i)[ ] A Church Plan that is excluded from the definition of an investment company under Section 3(c)(14) of the Investment Company Act of 1940 (15 U.S.C. 80a-3) (j)[X] Group, in accordance with ss.240.13d-1(b)(1)(ii)(J) ITEM 4 OWNERSHIP - ----------------------------
GEPT GEIC GEAM GE (a) Amount beneficially owned 2,893,557 5,205,357 4,477,338 0 (b) Percent of class 2.05% 3.68% 3.17% disclaimed (c) No. of shares to which person has (i) sole power to vote or direct the vote None 2,311,800 4,477,338 None
Page 16 of 36
GEPT GEIC GEAM GE (ii) shared power to vote or direct 2,893,557 5,205,357 None disclaimed (iii) sole power to dispose or to direct disposition None 2,311,800 4,477,338 None (iv) shared power to dispose or to direct disposition 2,893,557 5,205,357 None disclaimed
ITEM 4 OWNERSHIP - ---------------------------
ERAC ERIC ERCL GERC (a) Amount beneficially owned 177,000 880,000 46,000 99,990 (b) Percent of class .12% .62% .03% .07% (c) No. of shares to which person has (i) sole power to vote or direct the vote 177,000 880,000 46,000 99,990 (ii) shared power to vote or direct None None None None (iii) sole power to dispose or to direct disposition 177,000 880,000 880,000 99,990 (iv) shared power to dispose or to direct disposition None None None None
ITEM 4 OWNERSHIP - ----------------------------
WEIC GEMI Coregis GECS GE (a) Amount beneficially owned 57,192 3,500 15,026 0 0 less than (b) Percent of class .04% .01% .02% disclaimed disclaimed (c) No. of shares to which person has
Page 17 of 36
WEIC GEMI Coregis GECS GE (i) sole power to vote or direct the vote 57,192 3,500 15,026 None None (ii) shared power to vote or direct None None None disclaimed disclaimed (iii) sole power to dispose or to direct disposition 57,192 3,500 15,026 None None (iv) shared power to dispose or to direct disposition None None None disclaimed disclaimed
ITEM 5 OWNERSHIP OF FIVE PERCENT OR LESS OF A CLASS - -------------------------------------------------------------- If this statement is being filed to report the fact that as of the date hereof the reporting person has ceased to be the beneficial owner of more than five percent of the class of securities, check the following: [ ] ITEM 6 OWNERSHIP OF MORE THAN FIVE PERCENT ON BEHALF OF ANOTHER - -------------------------------------------------------------------------- PERSON ------- Not applicable ITEM 7 IDENTIFICATION AND CLASSIFICATION OF THE SUBSIDIARY WHICH - ---------------------------------------------------------------------------- ACQUIRED THE SECURITY BEING REPORTED ON BY THE PARENT ----------------------------------------------------- HOLDING COMPANY --------------- Not applicable ITEM 8 IDENTIFICATION AND CLASSIFICATION OF MEMBERS OF THE GROUP - --------------------------------------------------------------------------- Not applicable ITEM 9 NOTICE OF DISSOLUTION OF GROUP - ------------------------------------------------ Not applicable ITEM 10 CERTIFICATION By signing below I certify that, to the best of my knowledge and belief, the securities referred to above were acquired and are held in the ordinary course of business and were not acquired and are not held for the purpose of or with the effect of changing or influencing the control of the issuer of Page 18 of 36 the securities and were not acquired and are not held in connection with or as a participant in any transaction having that purpose or effect. Page 19 of 36 SIGNATURE After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct. Dated: March 30, 2000 GENERAL ELECTRIC PENSION TRUST By: General Electric Investment Corporation, its Investment Manager By: /s/ MICHAEL M. PASTORE ---------------------------------- Name: Michael M. Pastore Title: Vice President Page 20 of 36 SIGNATURE After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct. Dated: March 30, 2000 GENERAL ELECTRIC INVESTMENT CORPORATION By: /s/ MICHAEL M. PASTORE ---------------------------------- Name: Michael M. Pastore Title: Vice President Page 21 of 36 SIGNATURE After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct. Dated: March 30, 2000 GE ASSET MANAGEMENT INCORPORATED By: /s/ MICHAEL M. PASTORE ---------------------------------- Name: Michael M. Pastore Title: Vice President Page 22 of 36 SIGNATURE After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct. Dated: April 17, 2000 GENERAL ELECTRIC COMPANY By: /s/ JOHN H. MYERS ---------------------------------- Name: John H. Myers Title: Vice President Page 23 of 36 SIGNATURE After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct. Dated: April 30, 2000 GENERAL ELECTRIC CAPITAL SERVICES, INC. By: /s/ MICHAEL E. PRALLE ----------------------------------- Name: Michael E. Pralle Title: Attorney-in-Fact Page 24 of 36 POWER OF ATTORNEY The undersigned, General Electric Capital Services, Inc., a Delaware corporation (hereinafter referred to as the "Corporation") does hereby make, constitute and appoint the persons listed below as the Corporation's true and lawful agent and attorney-in-fact (hereinafter referred to as the "Attorney") to act either together or alone in the name and on behalf of the Corporation for and with respect to the matters hereinafter described. Name of Attorney: Michael A. Gaudino Robert O. Oreilly, Sr. Marry K. Stegelmann James Ungari Leon E. Roday J. Gordon Smith Michael E. Pralle Iain MacKay Jonathan K. Sprole Barbara J. Gould Robert L. Lewis Wendy E. Ormond Mark F. Mylon Each attorney shall have the power and authority to do the following: To execute and deliver any Schedule 13D, Schedule 13G or Forms 3, 4 and 5 or any amendments thereto required to be filed with the Securities and Exchange Commission under the Securities Exchange Act of 1934 on behalf of the Corporation with regard to any securities owned by the Corporation, General Electric Capital Corporation or any of their subsidiaries. And, in connection with the foregoing, to execute and deliver all documents, acknowledgements, consents and other agreements and to take such further action as may be necessary or convenient for the Corporation in order to more effectively carry out the intent and purpose of the foregoing. Agreements, commitments, documents, instruments, and other writing executed by the Attorney in accordance with the terms hereof shall be binding upon the Corporation without attestation and without affixation of the seal of the Corporation. The Power of Attorney conferred hereby shall not be delegable by any Attorney. The Attorney shall serve without compensation for acting in the capacity of agent and attorney-in-fact hereunder. Unless revoked by the Corporation, this Power of Attorney shall be governed under the laws of the State of New York and the authority of the Attorney hereunder shall terminate on March 31, 2002. IN WITNESS WHEREOF, the Corporation has caused this Power of Attorney to be executed, attested and its corporate seal to be affixed pursuant to authority granted by the Corporation's board of directors, as of the 22nd day of February, 2000. General Electric Capital Services, Inc. (Corporate Seal) By: /s/ NANCY E. BARTON ----------------------------------- Nancy E. Barton, Senior Vice President Attest: /S/ BRIAN T. MACANANEY - --------------------------------------- Brian T. McAnaney, Assistant Secretary Page 25 of 36 SIGNATURE After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct. Dated: April 17, 2000 EMPLOYERS REASSURANCE CORPORATION By: /s/ THOMAS POWERS ----------------------------------- Name: Thomas Powers Title: Vice President Page 26 of 36 SIGNATURE After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct. Dated: April 17, 2000 EMPLOYERS REINSURANCE CORPORATION By: /s/ THOMAS POWERS ----------------------------------- Name: Thomas Powers Title: Vice President Page 27 of 36 SIGNATURE After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct. Dated: April 17, 2000 ERC LIFE REINSURANCE CORPORATION By: /s/ THOMAS POWERS ----------------------------------- Name: Thomas Powers Title: Vice President Page 28 of 36 SIGNATURE After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct. Dated: April 17, 2000 GE REINSURANCE CORPORATION By: /s/ THOMAS POWERS ----------------------------------- Name: Thomas Powers Title: Director Page 29 of 36 SIGNATURE After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct. Dated: April 17, 2000 WESTPORT INSURANCE CORPORATION By: /s/ THOMAS POWERS ----------------------------------- Name: Thomas Powers Title: Director Page 30 of 36 SIGNATURE After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct. Dated: April 18, 2000 GENERAL ELECTRIC MORTGAGE INSURANCE CORPORATION By: /s/ JEROME T. UPTON ----------------------------------- Name: Jerome T. Upton Title: Vice President and Controller Page 31 of 36 SIGNATURE After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct. Dated: April 17, 2000 COREGIS INSURANCE COMPANY By: /s/ PATRICIA L. KUBERA ----------------------------------- Name: Patricia L. Kubera Title: Senior Vice President Page 32 of 36 SCHEDULE I JOINT FILING AGREEMENT This will confirm the agreement by and between all the undersigned that the Schedule 13G on or about this date and any amendments thereto with respect to the beneficial ownership by the undersigned of shares of the Common Stock of Equifax, Inc. is being filed on behalf of each of the undersigned. Dated: March 30, 2000 GENERAL ELECTRIC PENSION TRUST By: General Electric Investment Corporation, its Investment Manager By: /s/ MICHAEL M. PASTORE ----------------------------------- Name: Michael M. Pastore Title: Vice President GENERAL ELECTRIC INVESTMENT CORPORATION By: /s/ MICHAEL M. PASTORE ----------------------------------- Name: Michael M. Pastore Title: Vice President GE ASSET MANAGEMENT INCORPORATED By: /s/ MICHAEL M. PASTORE ----------------------------------- Name: Michael M. Pastore Title: Vice President GENERAL ELECTRIC COMPANY By: /s/ JOHN H. MYERS ----------------------------------- Name: John H. Myers Title: Vice President Page 33 of 36 GENERAL ELECTRIC CAPITAL SERVICES, INC. By: /s/ MICHAEL E. PRALLE ----------------------------------- Name: Michael E. Pralle Title: Attorney-in-Fact EMPLOYERS REASSURANCE CORPORATION By: /s/ THOMAS POWERS ----------------------------------- Name: Thomas Powers Title: Vice President EMPLOYERS REINSURANCE CORPORATION By: /s/ THOMAS POWERS ----------------------------------- Name: Thomas Powers Title: Vice President ERC LIFE REINSURANCE CORPORATION By: /s/ THOMAS POWERS ----------------------------------- Name: Thomas Powers Title: Vice President GE REINSURANCE CORPORATION By: /s/ THOMAS POWERS ----------------------------------- Name: Thomas Powers Title: Director WESTPORT INSURANCE CORPORATION By: /s/ THOMAS POWERS ----------------------------------- Name: Thomas Powers Title: Director Page 34 of 36 GENERAL ELECTRIC MORTGAGE INSURANCE CORPORATION By: /s/ JEROME T. UPTON ----------------------------------- Name: Jerome T. Upton Title: Vice President and Controller COREGIS INSURANCE COMPANY By: /s/ PATRICIA L. KUBERA ----------------------------------- Name: Patricia L. Kubera Title: Senior Vice President Page 35 of 36 SCHEDULE II TRUSTEES OF GENERAL ELECTRIC PENSION TRUST 3003 Summer Street, P.O. Box 7900 Stamford, Connecticut 06905 The names of the Trustees of General Electric Pension Trust are as follows: Eugene K. Bolton Michael J. Cosgrove Ralph R. Layman Alan M. Lewis Robert A. MacDougall John H. Myers Donald W. Torey John J. Walker Page 36 of 36