Investor FAQs

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1. When and where was Equifax incorporated?

Equifax Inc. was incorporated on December 20, 1913, in the State of Georgia.

2. When did Equifax go public?

The Company's stock began trading “over the counter” in 1965 and was listed on the New York Stock Exchange for the first time on May 11, 1971.

3. What is Equifax's ticker symbol and on which exchange is the stock traded?

The common stock of Equifax is listed on the New York Stock Exchange and trades under the ticker symbol "EFX".

4. What is Equifax's CUSIP number?

294429 10 5

5. Does Equifax pay dividends?

Equifax Inc. has paid uninterrupted cash dividends every year since 1920.

6. When are dividends paid?

Dividends are declared at the discretion of the Company's Board of Directors. The Board also sets the record and payment dates for dividends. Equifax normally pays quarterly dividends on or about the 15th day of March, June, September and December.

7. I have not received my dividend. Can I get a replacement check?

If you have not received your dividend payment, call American Stock Transfer at (866) 665-2279 to request a replacement check. Please allow 10 calendar days past the payment date prior to requesting a replacement.

8. Can my dividend payment be directly deposited into my checking/savings account?

Shareholders will receive their dividend checks at their address of record unless they instruct American Stock Transfer otherwise. To request electronic deposit of dividend payments, please contact American Stock Transfer at (866) 665-2279 to receive the appropriate authorization forms.

9. Will I receive a year-end tax statement for dividends paid?

Dividends are taxable as ordinary income. At the end of each calendar year the Company is required to file with the U.S. Internal Revenue Service a list of all shareholders who received dividends totaling $10 or more. As a shareholder of record, if you received more than $10 in dividend income, a statement (Form 1099-DIV) will be mailed to you no later than January 31 of each year. If you hold shares through a bank or brokerage account, a Form 1099-DIV will be mailed to you by your bank or broker.

10. How many stock splits have there been on Equifax common stock?

Record Date Ratio
January 31, 1952 1.05 for 1
January 25, 1956 10 for 1
January 25, 1961 1.25 for 1
May 14, 1964 2 for 1
August 24, 1982 2 for 1
March 5, 1985 1.5 for 1
March 11, 1986 2 for 1
November 24, 1989 2 for 1
November 24, 1995 2 for 1

11. When did Equifax spin off the ChoicePoint and Certegy businesses?

Equifax spun off its Information Services Group in 1997 creating ChoicePoint Inc. Shareholders of record as of July 24, 1997 received a distribution of 1 share of ChoicePoint common stock for each 10 shares of Equifax common stock held.

Equifax also spun off its Card Service Group in 2001 creating Certegy Inc. Shareholders of record as of June 27, 2001 received a distribution of 1 share of Certegy common stock for each 2 shares of Equifax common stock held.

12. What are the percentages used for determining the cost basis of the shares received for each spin off?

89.86% of your tax basis in Equifax common stock owned on the July 24, 1997 record date should be allocated to your Equifax common stock and 10.14% should be allocated to your ChoicePoint common stock.

58.66% of your tax basis in Equifax common stock owned on the June 27, 2001 record date should be allocated to your Equifax common stock and 41.34% should be allocated to your Certegy common stock.

13. Who is Equifax's registrar, stock transfer agent and dividend disbursing agent?

American Stock Transfer & Trust Company, became Equifax's registrar, stock transfer agent and dividend disbursing agent effective January 21, 2008. Prior thereto, Computershare Investor Services, LLC acted as the Company's registrar, stock transfer agent and dividend disbursing agent. Representatives are available from 8:00 a.m. to 5:00 p.m. EST, Monday through Friday, to assist you with the following:

  • Account consolidation
  • Address changes
  • Certificate replacement
  • Replacement of lost or stolen certificates
  • Stock transfer
  • Dividend payments

Contact:
Equifax Inc.
c/o American Stock Transfer & Trust Company
Operations Center
6201 15th Avenue
Brooklyn, NY 11219
U.S. Toll-free (866) 665-2279
email: info@amstock.com
Internet: www.amstock.com

When contacting the telephone response center, please provide your name as it appears on your account, your Social Security or tax identification number and the address of record of your stock.

14. Is it possible to access shareholder account information via the Internet?

Private access to your account information, including balance, dividend payments, stock price, and much more is available at www.amstock.com.

15. How can I change the address on my stock account?

To change your address of record simply call American Stock Transfer at (866) 665-2279, or the Corporate Secretary's Office of Equifax Inc. at 404-885-8961, or complete our Request for Information/Help Form.

16. What happens to out-of-date shareholder accounts?

If shareholders do not keep their address of record current, dividend, Form 1099-DIV and other notices cannot be delivered. If dividend checks are not cashed and there has not been any contact with Equifax or its transfer agent for a certain number of years depending on the state of last known residence, those dividends and shares can be considered abandoned property. The state of last known residence can claim the uncashed dividends and shares. In order to reclaim the dividends and shares, the shareholder must file a claim with the state holding dividends and/or shares. Because this can be a lengthy process, it is vital that the Company always have a correct, current address for each shareholder of record.

Shareholders may want to consider having their dividends reinvested through the Investor's Service Plan or utilizing the electronic direct payment feature if they do not want to receive dividend checks.

17. Can I consolidate my duplicate accounts?

Occasionally, duplicate shareholder accounts are created due to a variation in name, initials, or addresses. Shareholders who wish to combine multiple accounts into a single account may do so by contacting American Stock Transfer, or complete our Request for Information/Help Form.

18. Can my lost certificates be replaced?

If a certificate is lost, stolen or destroyed, please notify American Stock Transfer immediately or complete the Request for Information/Help Form immediately. A stop transfer will be placed on the certificate and you will be mailed the forms to obtain a replacement certificate. Please be aware, you will be charged a $50.00 processing fee, plus a fee of 2% of the market value of the lost certificate will be charged by the bonding company to purchase an indemnity bond, which is required to replace the lost certificate.

19. Can you help me determine my cost basis?

Each shareholder should record the exact cost paid for the initial stock represented by each certificated share or book-entry share or retain the confirmation of stock purchase from the bank or broker. This information is not on record at either Equifax or American Stock Transfer.

20. How can I transfer my stock?

Following are instructions for transferring your Equifax common stock. A transfer includes any change in the registration of your certificate and/or book entry shares held in the Investor's Service Plan.

Basic Requirements. Follow the procedures for all types of transfers:
1. Sign the back of the stock certificate(s) and/or stock power exactly as the stock is issued. You must have the signature(s) guaranteed by an Eligible Guarantor Institution such as a commercial bank, trust company, securities broker/dealer, credit union or savings association participating in a Medallion program approved by The Securities Transfer Association, Inc.

2. Attach a letter of instruction specifying how you want the shares reissued, including:

  • Name and address of new owner(s); and
  • Social Security or taxpayer identification number to be used to report dividends to the Internal Revenue Service.

Please Note: Complete the Request for Information / Help Form to transfer shares held in the Investor's Service Plan.

We recommend that you send all documents via registered mail with return receipt requested. When mailing stock certificates, they should be insured for 2% of their market value, plus $50.00 processing fee since this would be your cost to have the certificates replaced in the event they are lost in the mail. Forward to our transfer agent, American Stock Transfer.

STOCK TRANSFER INSTRUCTIONS

Transferring Shares to Another Individual(s) or Change in Name

Complete basic requirements.

Transfers Involving a Deceased Shareholder

3. Single Ownership
The legal representative of the estate must sign the back of the stock certificate(s) and/or stock power. The signature must be guaranteed by an Eligible Guarantor Institution such as a commercial bank, trust company, securities broker/dealer, credit union or savings association participating in a Medallion program approved by The Securities Transfer Association, Inc. Submit certificates and/or stock power form and letters testamentary (letter issued by the court appointing the legal representative of the estate, dated within the last 60 days) to our transfer agent. If the estate will not be probated, you must complete a Waiver of Probate. Please contact American Stock Transfer at (866) 665-2279 to obtain the form of waiver. There will be a charge of approximately 3% of the current market value.

Multiple Ownership
If shares are held in joint tenancy: Send stock certificates and a certified copy of the death certificate. The shares will be reissued in the survivor's name only. If shares are to be issued in any other name, follow basic requirements.

Transfers Involving a Minor
Transfers to a Minor under the Uniform Gift or Transfer to Minors Act: (Irrevocable gifts)

Complete basic requirements. Appoint a custodian on the minor's behalf with both names appearing on the account registration (i.e., Jack Turner, custodian for Jason Turner). Only one custodian and one minor per account can be named. Indicate which state custodial laws apply.

Transfers from a Custodial Account - Minor Attains Age of Majority
Complete basic requirements. The guaranteed signature must be of the Custodian, signing in the capacity of custodian. Attach a copy of the former minor's birth certificate.

Transfers from a Custodial Account - Minor Not Yet of Age
Complete basic requirements. The guaranteed signature must be of the Custodian, signing in the capacity of custodian. Attach a notarized statement indicating that the minor is receiving the full value of the shares.

Transfers Involving a Trust
To a Trust
Complete basic requirements. Your letter of instruction must include the name of the Trust, date of the Trust, name of Trustee(s), the beneficiary or maker, address and taxpayer identification number. A photocopy of the first and last page of the trust agreement should be included for clarity.

From a Trust
Complete basic requirements. A photocopy of the first and last page of the Trust Agreement should be included for clarity. Your letter of instruction must include the name of the Trust, date of the Trust, name of Trustee(s), the beneficiary or maker, address and taxpayer identification number. The guaranteed signature must be of the Trustee(s), signing in the capacity of trustee. If Trustee is deceased, submit a certified court order naming the successor trustee, along with a certified copy of the death certificate.

21. Will I receive regular communications as a shareholder?

We are committed to communicating with our shareholders on a regular basis. As an owner, you will receive our Annual Report, Notice of Annual Meeting of Shareholders and Proxy Statement and other shareholder information each year. Company reports filed with the SEC are available on our website at www.equifax.com/corp/investorcenter/financials/main.shtml, or over the Internet at the SEC's website, www.sec.gov. A copy of these materials will be sent to any shareholder without charge upon written request addressed to Corporate Secretary, Equifax Inc., P.O. Box 4081, Atlanta, Georgia 30302, or upon request to our website, corpsec@equifax.com.

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